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Artificial intelligence in business: adoption, costs and real ROI

Measure the real ROI of artificial intelligence in business: use cases by function, a five-step deployment method and the key risks to plan for.

14 min readPublished September 2, 2026Updated November 4, 2026

Geoffrey Harrazi

Chief Product Officer · Co-founder, Idun Group

Less than 30% of AI investments generate a measurable return, according to McKinsey.

Across the estates we analyse, 20 to 40% of the AI licences paid for are never activated. Yet adoption is moving fast: four companies in five say they use generative AI, and fewer than one in three measure the return. For companies in France, the gap between adopting a technology and getting measurable value from it keeps widening. This guide covers the concrete solutions and uses of artificial intelligence in business, its quantified benefits, how to deploy it and the risks to anticipate before investing further in digital.

What is artificial intelligence in business and what measurable benefits can you expect?

Definition and technologies involved: machine learning, generative AI and natural language processing

Artificial intelligence in business refers to the technologies that let a system analyse data and carry out a task that until now required a human. The term covers several distinct families. Machine learning learns rules from historical data rather than from a fixed program. Deep learning stacks layers of computation to process complex signals such as voice or images.

Generative AI produces text, an image or a line of code from an instruction. Natural language processing understands and generates written text. Speech recognition and computer vision handle sound and images respectively, two technologies that are still rare outside industrial sectors.

Each sector picks its model according to the problem it needs to solve, as part of a gradual transformation rather than an abrupt break. Service-sector micro-businesses and SMEs favour an automated text processing tool to manage their customer relationships, often in the cloud rather than on in-house infrastructure. An industrial site is more likely to invest in computer vision for quality control and the safety of its production lines. No single offer or solution covers every business use on its own, and this variety of uses makes decisions harder for a company new to the subject, whatever starting point it chooses within its organisation.

What sets enterprise AI apart from consumer AI

A consumer chat assistant answers an isolated question on the spot, with no memory of the business context. Enterprise AI works differently: it integrates with existing systems, follows access governance rules and processes sensitive data under precise security conditions.

The gap also shows in actual use: 42% of companies in information and communication use an AI technology, against 5% or less in transport, accommodation and food services, or construction (source: Insee, ICT usage in enterprises survey 2024). The sector a company operates in therefore weighs as much as the size of the organisation in the decision to adopt artificial intelligence.

Where adoption really stands in France

Adoption is moving fast. Its measured value is moving more slowly. The table below brings together the figures available over three years.

YearIndicatorValueSource
2023French companies using an AI technology6%Insee
2024Companies with 10 or more employees using AI10% (33% for those with 250 or more employees)Insee
2025Micro-businesses and SMEs using at least one AI solution25%Baromètre France Num
2026Micro-businesses and SMEs that have tried generative AI55% (of which 17% use it regularly)Bpifrance Le Lab
2026Companies saying they use generative AI80%McKinsey
2026AI investments generating a measurable returnless than 30%McKinsey

The gap between the first and last rows sums up the real issue. Adopting an artificial intelligence tool is not enough to get a return on investment from it. The Baromètre France Num confirms this rapid adoption among French micro-businesses and SMEs, without measuring the value created. For a company that has already invested, the question that matters is measuring actual usage, not just how many tools it has rolled out. To calculate that return from actual usage, see our method for AI ROI.

Productivity gains on repetitive tasks

Automating repetitive tasks remains the benefit most often cited by companies that adopt artificial intelligence. Writing meeting notes, sorting documents, first-line responses: these tasks eat up time without calling for fine business judgement.

Handing part of this work over to a tool frees up time for higher-value work. The gain is rarely measured in raw hours. It shows up instead as the team's work being reorganised around the tasks that genuinely require human expertise.

Lower operating costs

The promise of lower operating costs runs into the field finding mentioned at the start: a large share of the licences paid for serve no one. An organisation ends up paying for a tool that nobody really uses, which wipes out part of the expected gain.

Cutting costs therefore means measuring usage before renegotiating or adding new licences.

Better decisions through data analysis

Decisions based on managerial intuition are giving way to decisions backed by structured data analysis. An algorithm cross-references volumes that no one could process by hand in a useful timeframe. It surfaces correlations invisible to the naked eye, in sales, inventory or customer behaviour. The decision remains human. What changes is the quality of the information available at the moment of deciding.

A better customer relationship

Customer service is one of the functions where artificial intelligence shows results fastest. A conversational assistant answers frequent questions around the clock and frees teams up for complex cases. Automated dialogue does not replace an adviser on a sensitive matter. It absorbs the repetitive volume so that people step in where they bring real value to the customer.

Competitive advantage and innovation

Beyond operational gains alone, artificial intelligence is gradually becoming a differentiator between competitors in the same sector. A company that structures its data and industrialises its use cases moves faster than a competitor that experiments without a method. Competitive advantage does not come from the tool chosen but from the ability to turn an isolated use into a repeatable process. That link, between experimentation and industrialisation, is what the next section covers function by function.

What are the use cases for AI by business function?

Marketing and content creation

Marketing uses artificial intelligence to personalise an offer, generate a first draft of content or analyse a consumer trend. A marketing department saves time on production while keeping control of the final sign-off. Creation stays supervised: content generated without human review exposes the company to factual errors or a poorly judged tone.

Customer service and conversational assistants

A conversational assistant, often presented as a chatbot built into the website or app, handles simple, repetitive requests with no waiting. It qualifies a complex request before passing it on to a human adviser. This set-up cuts average response time while concentrating human expertise on the situations that genuinely need it, which improves satisfaction without adding headcount.

Strategic decision support

Some companies use artificial intelligence to inform a strategic decision in real time: adjusting a price, reallocating stock or detecting a weak signal in a market. Analysis replaces part of the manual reporting. It shortens the time between a signal appearing and the decision that follows, which matters especially in a fast-moving competitive landscape.

Human resources and talent management

In human resources, artificial intelligence also helps screen applications, identify available internal skills or spot signs of disengagement. The HR team keeps the final decision on hiring or internal mobility, with a new generation of tools only helping it sort faster. The tool saves time on initial screening; it does not automate a human judgement about a person.

Finance, predictive analytics and risk detection

In finance, predictive analytics helps anticipate cash flow or detect an anomaly in a transaction before it becomes a problem. Fraud detection relies on machine learning models that learn from past patterns to spot atypical behaviour in real time. This detection capability reduces financial risk without replacing human oversight of binding decisions.

Research, development and knowledge management

In research and development, artificial intelligence speeds up the exploration of technical avenues and makes the most of internal knowledge scattered across teams. An internal search tool retrieves technical information buried in years of documentation. At most companies this function remains less mature than marketing or customer service. Its potential is nonetheless driving a growing number of pilot projects.

How do you deploy artificial intelligence in a business without failing?

Where AI loses value without anyone noticing

A leader who looks at the number of licences purchased rarely sees where the money actually goes once implementation is under way. Four areas account for the value loss we observe in the field:

  • Licences paid for but never activated, which keep costing money every month without generating any usage.
  • The same use case reimplemented across several tools with no coordination between teams, which triples the cost of a single need.
  • Oversized instructions or contexts sent to a model, which inflate the bill without improving the answer.
  • Abandoned pilot projects that are still being billed because nobody formally shut them down.

The share of micro-businesses and SMEs using generative AI rose from 31% to 55% in twelve months. Yet only 17% use it regularly, against 37% who use it occasionally (source: Bpifrance Le Lab, January 2026). The gap between trying a tool and building it into a business process for good is exactly where the value leaks away.

The method that follows is designed to close that gap, step by step.

Step 1 - Identify the use cases with a high return on investment

An artificial intelligence project that starts from a fashionable tool rather than a real business strategy fails more often than it succeeds. The first step is to list the tasks that cost the most time or money today, then assess which ones genuinely lend themselves to automation. Buyers of IT services increasingly demand outcome clauses, which require the provider to pay back part of any gains promised but not delivered. The market now wants proven use cases, not promises.

Step 2 - Collect, structure and make the data reliable

No use case holds up over time without reliable data. The second step is to identify where the necessary information sits, in which system and at what level of quality. Data scattered across several information systems with no common reference slows down any project, however sophisticated the model chosen afterwards.

Step 3 - Launch a pilot project

Before rolling a use out more widely, a pilot project limited to one team or one process lets you check that the chosen solution meets the real need and make sure the first results can actually be measured. This step often reveals adjustments that the scoping phase had not anticipated. A pilot that produces no measurable result within a few weeks should be questioned before any further investment.

Step 4 - Roll out gradually and integrate into business processes

A gradual rollout limits risk and lets you adjust the method as you go. This step-by-step digital transformation fits into existing business processes rather than running alongside them, which is what determines whether teams actually adopt it. A tool that is available but not built into the daily workflow ends up falling into disuse.

Step 5 - Evaluate, measure and adjust

The last step is the one most often neglected. 59% of executives say they are concerned about how hard it is to measure the productivity gains from artificial intelligence (source: Microsoft, 2026). Without regular measurement, the company is back to the original problem: adoption with no proof of impact. Adjusting means regularly reviewing which use cases to industrialise and which to stop.

What are the risks and challenges of AI in business?

Data confidentiality and IT security

Sending sensitive data to a third-party system raises an IT security question before any question of business performance. A company needs to know where its data is processed, who has access to it and under what contractual terms. This vigilance does not hold back the adoption of an AI solution: it is the condition for a deployment that will not create legal or reputational risk later on.

Ethics, bias and algorithmic transparency

An algorithm trained on historical data also reproduces the biases present in that data. An automated hiring or credit decision can therefore disadvantage a profile without anyone explicitly intending it. Transparency about how a model works, even partial, is still preferable to a black box that no team can explain when a decision is challenged.

Impact on jobs and change management

Automating a task does not automatically eliminate a job. More often it shifts the work towards supervision, control or handling complex cases. Change management determines whether this transition goes well: an employee who is informed and trained takes ownership of the tool, while one presented with a fait accompli rejects it.

The European regulatory framework: what changes and when

This postponement gives the companies concerned more time, not an exemption. AI governance that anticipates these obligations rather than scrambling to meet them at the last minute remains the most comfortable position.

Choosing tools without depending on a single vendor

In practice, several AI tools often coexist within the same company with no overall view: Claude, Copilot, ChatGPT Enterprise or Gemini end up being used in parallel by different teams, each with its own budget and its own habits. Naming these tools here describes a common landscape; it is not a recommendation of one over another. A direct connection to the best-known AIs on the market remains possible. No single tool covers an entire estate on its own. The right question is not which vendor solution to choose but how to keep a cross-cutting view of all the tools already in place.

How do you measure and manage the value of the AI already deployed in your company?

Measure actual usage rather than the number of licences purchased

The number of licences purchased says nothing about actual usage, whether the organisation is an SME, a mid-sized company or a large multi-site group. Only analysing the usage logs, platform by platform, reveals who uses what, how often and with what result. Target set and measured at your site: a 30 to 50% reduction in the cost of the targeted usage, never the whole bill. Also targeted: a factual error rate divided by 2 to 4 through better hygiene in the context sent to the model. These are mission objectives, never results announced in advance.

What a company puts in place once the measurement is done

Measuring is not enough. The steps that follow are ranked from the cheapest to the most committing. They are three forms of tooling, never instructions on discipline handed down to teams. Publish shared assets first: what a tool calls a skill, a project or a template is created locally and stays private, so the same meeting-notes template gets rebuilt in every department. Publishing it across the organisation costs nothing. Plug AI in where the work already happens next: a usage that forces an employee to leave their business tool never settles in, whereas an integration with messaging, the document space or the CRM turns a voluntary usage into a natural one. Pool agents last, on the use cases that measurement has shown to recur: when the same need is automated twenty times in parallel, one shared agent replaces twenty private automations. It is the most committing lever. It is also the only one that is decided on data.

Decide what to industrialise, consolidate or cut

Measuring usage is only worth something if the measurement leads to a portfolio decision. 30 to 50% of AI initiatives do not return what they should (source: Gartner; McKinsey). Faced with this, three decisions follow: industrialise what creates proven value, consolidate the use cases duplicated across several tools and cut what costs money without ever having been used. These trade-offs go to a steering committee as a roadmap, not as an isolated recommendation.

Identify who to train first, and on exactly which topics

An audit of actual AI usage shows who to train first and on which specific topics, rather than starting from a generic training catalogue. Productivity gains from well-mastered artificial intelligence on well-scoped tasks are estimated at 10 to 20%, and up to 34% for junior profiles (sources: NBER, HBS-BCG). The upskilling plan therefore comes from the real usage observed, not from a standard programme applied to everyone. The signals to read team by team, and what the EU AI Act requires, are in our article on AI training in companies.

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Frequently asked questions

The method rests on five steps, in order: identify the use cases with the highest return on investment, make the data reliable, run a pilot, roll out in stages, then measure and adjust. Skipping a step, especially the final measurement, explains a good share of the deployment failures we see in the field.

About the author

Geoffrey Harrazi« geoffrey »

Chief Product Officer · Co-founder, Idun Group

Chief Product Officer and co-founder of Idun Group. Product, business and sales. Ex-LVMH. Leads Idun Cockpit, which measures the real usage of the AI companies have already deployed: licences, assistants and agents.

LinkedInSite23 articles published
Revision history (3)
  • November 4, 2026Links to our articles on AI ROI and on AI training in companies
  • September 8, 2026Aligned with DNA v4 of 1 September
  • September 2, 2026Initial draft

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